Information I need to give you

Your finances

1. Pension pots:

• Pension policy number and value for each pension you might have
  (if more than one from different employers for example)
• State pension entitlement if you aren’t already receiving this 
  (it can take up to six weeks to find this out)

2. Income you're already receiving, which could include:

• State pension income
• Personal pension income
• State benefits
• Investment income
• Rental income
• Savings income
• Other income (such as casual work for example)

3. Expenditure:

• Mortgage or rent
• Utilities (gas, water, electricity)
• Council tax
• Insurances
• Travel
• Holidays
• Groceries
• Household items
• Entertainment
• Clothing
• Home maintenance
• Other expenditure

4. Debts:

• Loans
• Credit cards
• Car payments
• Other debts

5. Medical and lifestyle:

• Prescriptions
• Diagnosed conditions
• Previous hospital visits

Your goals

To help us understand your key objectives for retirement, and to make sure we get the most out of our call, please take a moment to reflect on what you really want your future to hold. 

For example, you could consider the following as some possible objectives:

• Making the most of your investments
• A flexible ongoing income
• A guaranteed regular income
• Helping your family
• Improving your home
• Paying off debts
• Holidays
• Rainy day money
• Increasing your income
• Paying less to the tax man
• Paying for future events
• Planning your will
• Mitigating inheritance tax
• Protecting your children’s inheritance
• Trust planning
• Protecting you and your partner in the event of death
• Protecting yourselves against illness
• Protecting your belongings
• Quality of care in the event of ill health
• Protecting your home
• Protecting your car

Why not print off a copy or download a copy of our budget planner  so you can pull the information together at a pace that suits you?